Credit Scores in Canada

As a result of the pandemic, Canadians have massively improved their credit scores. Research, led by the fintech company Borrowell, found that an average rise of a credit score was around 18 points all over the country. As a consequence, many of those whose score was considered poor and unreliable for creditors, now have moved… Continue reading Credit Scores in Canada

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Cash back mortgages

A nice bonus when buying a house is mortgage cash back. Cashback is firmly in our lives in every way. You can receive it in the shop, on your credit card or as a coupon or a present. Usually, it is not much, but it is always nice to have some of your paid money… Continue reading Cash back mortgages

Can You Back Out of a Conditional Offer With No Severe Penalties?

Buying a house is a very delicate matter that requires careful preparation and risk assessment, and even a small mistake can cause you severe financial harm.  Prices in the real estate market tend to fluctuate from year to year for a variety of reasons. Property prices rise and fall taking into account economic conditions, location… Continue reading Can You Back Out of a Conditional Offer With No Severe Penalties?

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How Many Credit Cards You Should Perfectly Have for Living In 2021?

Today, banks offer many types of cards with different opportunities like high credit limits and NFC payments. To decide on the number of cards to suit one’s life becomes of vital importance.  As financial organizations are struggling so furiously for each client with low interest, succulent prizes, and simple terms, you become a choice millionaire. … Continue reading How Many Credit Cards You Should Perfectly Have for Living In 2021?

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5 Things You Should Know Before Requesting a Business Credit Card

Any business owner who is yet to tap into the exploration of business credit cards might be missing innumerable tremendous rewards and financial opportunities. Well, why not try not to miss them?  Business credit cards are structured to offer a break from your budget. They entail nice cash-back packages, travel discounts, and easy payment plans.… Continue reading 5 Things You Should Know Before Requesting a Business Credit Card

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Claim all You Can: 5 ways to Get More Money from the Government

The words “Free Money” may arouse suspicion. However, when the money comes from the government and not the other way around, why would you turn it down? Make sure you are aware of every possibility you have with these five extra ways.  There are all sorts of monetary incentives that should motivate people to lead… Continue reading Claim all You Can: 5 ways to Get More Money from the Government

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Emergency Fund 101: Step-by-Step Guide on Feeling Safer

During the pandemic, many Canadians have learned how important it is to put some money aside. Some did it the good way. Some, unfortunately, understood it only when their financial stability started to crumble.  According to an FP Canada poll, 39% of Canadian households reported that their bank balances could not support financial emergencies, such… Continue reading Emergency Fund 101: Step-by-Step Guide on Feeling Safer

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