Mortgage Closing Costs Ontario — and How to Cut Them

Getting a mortgage is hard. Real estate prices in Canada, and especially in the Greater Toronto Area, are through the roof. The last thing you need in this situation is a ton of extra expenses just to cover mortgage closing costs Ontario.  There’s a pretty big chance that you’ll never buy anything more expensive than… Continue reading Mortgage Closing Costs Ontario — and How to Cut Them

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Guarantor Mortgage in Canada: Do You Really Need it?

Sometimes you just can’t get what you want. Despite pushing every aspect of your financial health to the absolute limit, you still don’t qualify to get a mortgage. That’s when you understand that you can’t do it alone — and that’s when the guarantor mortgage can save you out.  What’s the very first feeling you… Continue reading Guarantor Mortgage in Canada: Do You Really Need it?

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Can You Back Out of a Conditional Offer With No Severe Penalties?

Buying a house is a very delicate matter that requires careful preparation and risk assessment, and even a small mistake can cause you severe financial harm.  Prices in the real estate market tend to fluctuate from year to year for a variety of reasons. Property prices rise and fall taking into account economic conditions, location… Continue reading Can You Back Out of a Conditional Offer With No Severe Penalties?

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Cash Out Refinance Canada – a Tool to Get Emergency Cash

A wise change of one mortgage to another can help a borrower pull out a certain amount of cash to cover the costs of expensive purchases. Overall, many of Canada’s indicators of well-being are very high compared to most other countries included in the Better Life Index. However, living in Canada is not cheap, the… Continue reading Cash Out Refinance Canada – a Tool to Get Emergency Cash

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